Rates 07.31.2026 10:00 AM
| Program | Interest Rate | Points/ Origination | APR |
|---|---|---|---|
| Conventional 30 Year Fixed: | 6.500% | 1.0 | 6.634% |
| Conventional 30 Year Fixed: | 6.750% | 0.0 | 6.788% |
| Conventional 15 Year Fixed: | 5.750% | 1.0 | 5.968% |
| Conventional 15 Year Fixed: | 6.125% | 0.0 | 6.186% |
| Jumbo 30 Year Fixed: | 6.500% | 1.0 | 6.634% |
| Jumbo 30 Year Fixed: | 6.750% | 0.0 | 6.813% |
| FHA 30 Year Fixed: | 5.911% | 1.0 | 6.760% |
| FHA 30 Year Fixed: | 6.100% | 0.0 | 6.853% |
| VA 30 Year Fixed: | 5.926% | 1.0 | 6.273% |
| VA 30 Year Fixed: | 6.196% | 0.0 | 6.454% |
Loan Pricing Disclosure
Rates and fees are good only at the time they are published and are subject to change without notice. Assumptions are Single Family Residence and 30-day closing. Conforming loan quoted for $900,000 purchase with 25% down, 780 FICO. Jumbo loan quoted for $1,400,000 purchase with 25% down, 780 FICO. Additional jumbo loan requirements, but not limited to reserves and DTI. Call for details. FHA loan quoted for $650,000 purchase with 3.50% down, 700 FICO. FHA Upfront MIP financed into loan. VA loan quoted for $750,000 purchase with 0% down, 700 FICO. VA First Use Funding fee financed into loan. EQUAL HOUSING LENDER. 2025 © All Rights Reserved.
Loan-Level Price Adjustments, or LLPAs, are adjustments that influence the cost of a mortgage to compensate for risk. As such, the borrower’s risk level affects the final rate quote: Fico Score • LTV• CLTV• Mortgage Type• Property Type • Number of Units • Property Usage • Loan Amount • Lock Term • Insurance Escrow Waiver • Tax Escrow Waiver • Debt Ratio • Self-Employed • Lender • Time of Rate Quote (rates move in real time like stocks). These are LLPA factors. 2025 © All Rights Reserved.